Out of the several mistakes you could do after a car accident, trusting the insurance adjuster is one that can easily ruin your entire injury claim. Unfortunately, it is so easy to trust the people you talk to as you discuss things with the insurance company. The job of the insurance firm is always to save money. This is often done through several shady tactics, all meant to make the insurance firm pay less.
Regan Zambri Long personal injury attorneys Washington DC highlight that all insurance adjusters know the fact that injured victims of car accidents are vulnerable and faced with a lot of stress. They will say they can be trusted and that they only have your best interests at heart. You are surely tempted to think this is the case. But, when you trust your adjuster, it is a certainty you will end up making several other mistakes that could lead to you receiving lower compensation.
You need to know that the adjuster will want you to trust them. This helps them gather data about your case, data that will be used against you with the purpose of limiting payment. If you are open, you can easily end up making comments or offering answers that would negatively influence the claim.
At the end of the day, what is very important is to never give out too much information. You do not want to give out a detail that is not needed. For instance, if you discuss fault, you might end up admitting you were guilty, even if this is not the case. This is why car accident attorneys always tell you to not give recorded statements, no matter the situation you are in.
The only thing you should give an insurance company is basic information. In fact, the best move for you is to refer the insurance adjuster and the insurance company in general to the car accident attorney representing you. It is simply a whole lot better for the attorney to talk on your behalf.
You sign a contract with your auto insurance company. There is a legal obligation when you act when it comes to your insurer. This means you have to alert the insurance company about your accident. However, nothing else should be said. According to the law, you just need to offer the necessary information. After you do this, your responsibility is over. You have to take advantage of this.
In addition, you should remember you do not have the legal obligation of discussing with your insurer when discussing with the insurance company of the other parties involved. Take advantage of this and do not let insurance adjusters put pressure on you. There is no benefit for you to sign paperwork or give statements to other insurers.
To sum up, you should never give out too much information as you discuss anything with the insurance companies involved in the car accident you went through. The best thing you can do is always to hire an experienced car accident attorney and to let the specialist take care of everything related to the law as you focus on healing.